Wall Street will not be the same over the coming decade, but the future that the top minds at the Vanguard Group foresee is no stock market crash. It’s just an overdue dose of gravity.

Investors can say goodbye to the 8-percent-a-year standard, but an average return of 5 to 7 percent is hardly a catastrophe, CEO Bill McNabb said in a Yahoo! Finance report.

“Stocks are pretty highly valued, and bonds you can project clearly over a decade. … So when you do the math, you end up 2 percent lower on an absolute basis,” he said in the article. “The message there is to reset expectations, and that gets to savings rates for people still accumulating [assets] and how you draw down in retirement.”

McNabb added that the key is to ignore the short-term volatility and stay focused on long-term goals, and today’s investors are doing surprisingly well at sticking to that perspective.

“It’s very important to stay diversified and keep a long-term perspective, and so far, behavior is reinforcing that,” he said.

Read more about McNabb’s take on the recent stock market volatility on Yahoo! Finance here, and check out previous VISTA Today coverage of Vanguard’s unique financial perspectives and business models here.